A few months ago I challenged myself to drastically reduce our grocery bill for the month in favor of making a bonus payment to part 2 of 4 of our final student loan. I listed off some of the meals we would be eating- black bean soup and quesadillas, tuna cakes with carrots, and minestrone soup to those who were wondering.
Jason commented, "This sounds an awful lot like graduate school."
To which I replied, "Well, we're using the money saved to help pay off our student loans, so it basically
is like graduate school all over again!"
And that's the trick of student loans (or any debt, really). You spend the money once but you have to keep paying for it for a really, really long time. Sure, we could continue to drag out the payments for the next 30 years, but I've felt very strongly that we need to get these darn loans nipped in the bud once and for all. And Jason has been kind enough to agree. Even if it means eating rice and beans once in a while.
And I actually like black bean soup, so there!
Bonus update- we paid off 2 of 4 last month in celebration of Jason
not losing his job. Numbers 3 and 4 are set to be obliterated in the next two or three months, and then we'll be debt free (except the mortgage, aka, the next mountain to climb)!
We've taken a winding road to get there, and of course there are only 1,200 things I'd do differently if we could do it all over again. Oh, the lessons we've learned along the way. Hindsight is a crystal clear 20/20, but that's the beauty of growing old, I suppose. You gain wisdom along the way. Oh, how I hope that our babies will be smart enough to learn from our life lessons.
Look at Noah! He looks smarter than his parents already.